When a subscription can be cancelled and what is refundable.
noindex, so search engines will not list it. Do not rely on it.You can cancel a subscription at any time by writing to info@5circles.co from the address on the account. Cancellation stops the next renewal; access continues until the end of the period already paid for.
TO BE CONFIRMED — this needs a decision before the page can be published, and it should be the policy you will actually honour rather than the one that reads best. Whatever it is, it has to say plainly: what makes a payment refundable, how long the window is, what is deducted, and how long the money takes to come back.
Where a payment is refunded, it is returned to the instrument it came from. Bank timelines after that are not ours to control.
Fees for a period already used, and any charge levied by a payment gateway or bank, are not refundable. A subscription is not refundable on the grounds that the analysis did not produce a profit — the product provides tools, and makes no representation about returns.
Write to info@5circles.co with the transaction reference. If you are not satisfied with the outcome, the Grievance Redressal page sets out how to escalate, including the routes available to you at SEBI.